Wednesday, September 02, 2009

Barney Frank speaks to The New Yorker

"If you talk to bankers, particularly smaller bankers...they're very angry when people blame the banks for the subprime crisis because, on the whole, it wasn't the regulated financial institutions that did this. What happens was that a whole set of institutions grew up that could make mortgages that were not part of the banking system...Most of the loans that went bad were made by the non-banks. It wasn't deregulation, but non-regulation." - House Financial Services Committee Chairman, Barney Frank



Tim White

3 comments:

Anonymous said...

I did not watch the video, actually I chose not to watch it. But what is Barney Frank talking about that is wasn't deregulation; he voted against Financial Services Modernization Act of 1999, which repealled the Glass-Steagall Act of 1933.
But he did vote for the Commodity Futures Modernization Act of 2000 which deregulated derivatives. Always passing the blame Barney, it is time for you to go.

Anonymous said...

Yeah, and the deregulated hedge funds were eager buyers of CDS's backed by subprime paper. Subprime paper which was explicitely encouraged by the Community Reinvestment Act.

Anonymous said...

Barney Franks should return to his alternative lifestyle fulltime.